Chemical Bank started its operations in 1917 and is known as one of the leading banks in Detroit.
However, in January 2019, the bank announced its merger with the then Minnesota-based TCF National Bank. This merger was completed in August 2019, which saw most of the 187 Chemical bank centers rebranded with the TCF Bank name.
Customers of Chemical Bank, which started its operations in 1917, continue to enjoy quality banking services thanks to the strength brought about by the merger of the two banks.
To stay abreast of the latest banking technologies, Chemical Bank, through TCF National Bank, offers online banking services. Customers of Chemical Bank now share a common e-banking platform and mobile app with the TCF bank brand.
Although the two banks use a common online banking platform, their routing numbers are different just in case you need to send a wire transfer. The Chemical Bank routing number will depend on the branch where you opened your account while that of TCF depends on the state where you opened your account.
And if you are wondering how the Chemical Bank digital banking platform works, here’s a low down on everything to do with the bank’s e-banking platform.
1. Chemical Bank Login Online
If you have an account with Chemical Bank, you can now access your money and account conveniently and securely thanks to the bank’s e-banking services.
It’s free to set up an e-banking account with the bank, and you can access your account provided you have a working internet connection.
2. How to Login Chemical Bank
Whether you’re an existing customer at Chemical Bank or you just opened an account with the bank, you can now enjoy e-banking services provided by the bank’s online banking platform.
After signing up for Chemical Bank’s e-banking account, logging in to your account is easy. Here is a step by step guide on how to do it:
- Open your phone or laptop browser and go to TCF Bank homepage
- At the top far right you’ll see the login button, click on it
- Enter your Chemical Bank login ID and your password and click on “next”
Now you’re logged in to your account. You can now pay your bills, transfer money, and manage your account all at the click of a button.
Don’t forget to log out after you’re done to keep your account safe
2. How to Reset Your Passwords
If you have forgotten your password or you need to change it for security reasons, you can reset it.
Chemical Bank gives you a chance to reset your password after you provide personal details such as your home phone number and your SSN. Such information helps the bank verify that you’re the real owner of the account.
If you need to reset your password, here’s how you do it.
- Go to the TCF bank homepage
- Click on “login” at the top right corner
- Enter your login username and click on “Forgot ID”
- Provide the personal details as prompted and click on “submit”
- Once the system verifies your details, you can reset your password
Remember to always use a strong password that is hard for others to guess. Such a password protects your account from unauthorized access by intruders and hackers. Further, always open your account from a trusted device as public computers are unsafe and a favorite for hackers. And finally, don’t share your login details with anyone.
3. How to Enroll in Chemical Bank
If you want to enjoy Chemical Bank online banking services, you’ll need to sign up for an online banking account first.
To set up your e-banking account, you’ll need the below details
- Your ATM number or Chemical Bank account number
- Your date of birth
- Your ATM pin
- Your tax ID number or Social Security Number
Here is a step by step process on how to enroll for a Chemical Bank’s e-banking account:
- Go to the TCF homepage
- At the login section click on “enroll now”
- Enter the details as prompted and click on “submit”
- Read the e-banking terms and conditions and click on “agree”
- Once the bank verifies your details, your online banking account will be activated and you can now log in using your new ID login and password.
4. Chemical Bank Online Account
Chemical Bank customers share a common online banking platform with TCF Bank. Some of the advantages this digital banking service offers to its users include:
- The Chemical Bank’s online account is free and simple to open and operate
- No more standing in bank queues to pay your bills as you can do this electronically
- Offers convenience as you can access your account anytime anywhere
- 24/7 customer service access even at night or during the holidays beyond the Chemical Bank hours of operation
- Fast and efficient as your funds get transferred instantly
- Cost-effective as e-banking minimizes the use of costly envelopes, stamps, and numerous trips to the bank.
The bank’s e-banking platform can also be accessed from the TCF Bank mobile app that is available on your mobile phone’s App Store.
5. Chemical Bank Review
Chemical Bank was a Detroit headquartered banking organization that was purpose-driven on helping its customers realize their financial dreams. In 2019, the bank completed its $3.6 billion merger with the Midwestern-based TCF Financial Corp.
Today, Chemical bank has been rebranded with the TCF Bank branding, and the two banks share a common online banking platform. The mobile Chemical Bank app is also similar to TCF’s mobile app.
The customers of Chemical Bank continue to enjoy the same banking commitment, and excellent service they have long enjoyed even before the merger as the coming together of the two banks enhanced the bank’s ability to serve its customers. The customers of Chemical bank also continue to bank at their branches, although more changes are expected in the coming years.
TCF Bank merger with Chemical Bank has also allowed the latter bank to widen its reach. Before the merger, Chemical bank had 187 branches, but today TCF bank boasts of 526 locations mainly in Michigan, Illinois, Minnesota, Colorado, Arizona, Ohio, Indiana, Wisconsin, and South Dakota.
Chemical bank was already a premier bank in Midland, and now with its merger with TCF bank, it’s even stronger as it has more assets. The merger has also enhanced the bank’s ability to provide quality services to its customers. The merger also retained the Chemical Bank careers of its former employees allowing a smooth transition between the two financial institutions.
TCF in line with Chemical Bank values is big on ensuring its customers are financially savvy. The bank has a few educational resources for its customers that empower them to make informed financial decisions. One of these programs is the bank’s online financial fitness program that is designed for customers who want to learn the best way to manage their money.
The bank is also committed to empowering the minority in its communities. The bank Heart and Home Program supports moderate-income home buyers while the TCF Foundation supports charitable organizations across the US. The Teens TCF Financial Scholars Program offers financial coursework to high school students. The program is made up of six to eight hours classroom instructed education sessions that are paired with an online learning platform.
In conclusion, customers banking with Chemical Bank are offered a variety of financial services suitable for their financial needs. The bank’s recent merger with TCF bank has made it one of the leading banks in the US, allowing its customers to enjoy more premier retail and commercial banking services. One of these services is the bank’s e-banking service that has made banking for the Chemical Bank’s customers flexible and convenient.
Amy Fischer - Born and lives in Israel. Despite the fact that she is still young, she is a very experienced specialist who is well versed in economics and banking. Also in her spare time Amy shares her experience and interesting news with the readers of Bank Login Lab.