Chemical Bank began operations in 1917 and is known as one of the leading banks in Detroit.
However, in January 2019, the bank announced its merger with the then Minnesota-based TCF National Bank. This merger was completed in August 2019, which saw most of the 187 Chemical Bank locations rebranded under the TCF Bank name.
Customers of Chemical Bank, which began operations in 1917, continue to enjoy quality banking services thanks to the strength of the merger of the two banks.
To keep up with the latest banking technologies, Chemical Bank, through TCF National Bank, offers online banking services. Chemical Bank customers now share a common online banking platform and mobile app with the TCF banking brand.
Although the two banks use a common online banking platform, their routing numbers are different in case you need to send a wire transfer. Chemical Bank’s routing number will depend on the branch where you opened your account, while TCF’s depends on the state where you opened your account.
And if you’re wondering how Chemical Bank’s digital banking platform works, here’s a rundown of everything that has to do with the bank’s online banking platform.
1. Chemical Bank Online Login
If you have an account with Chemical Bank, you can now access your money and account conveniently and securely thanks to the bank’s online banking services.
It is free to set up an online banking account with the bank, and you can access your account as long as you have a working Internet connection.
2. How to login Chemical Bank
If you are an existing Chemical Bank customer or have just opened an account with the bank, you can now enjoy the online banking services provided by the bank’s online banking platform.
After registering for Chemical Bank’s online banking account, logging into your account is easy. Here is a step-by-step guide on how to do it:
- Open your phone or laptop browser and go to the TCF Bank home page.
- At the top right you will see the login button, click on it.
- Enter your Chemical Bank login ID and password and click “next”.
You are now connected to your account. You can now pay your bills, transfer money and manage your account with a single click.
Don’t forget to log out after you’re done to keep your account secure.
3. How to reset your passwords
If you have forgotten your password or need to change it for security reasons, you can reset it.
Chemical Bank gives you the opportunity to reset your password after providing personal information such as your home phone number and SSN. Such information helps the bank verify that you are the true owner of the account.
If you need to reset your password, here’s how you do it.
- Go to TCF Bank home page
- Click on “login” in the upper right corner.
- Enter your username and click on “Forgot ID”.
- Provide personal details as requested and click “submit”.
- Once the system verifies your data, you can reset your password.
Remember to always use a strong password that is difficult for others to guess. Such a password protects your account from unauthorized access by intruders and hackers. Also, always open your account from a trusted device as public computers are insecure and a favorite for hackers. And finally, don’t share your login details with anyone.
4. How to enroll in Chemical Bank
If you want to enjoy Chemical Bank’s online banking services, you will first need to sign up for an online banking account.
To set up your online banking account, you will need the following details.
- Your ATM number or Chemical Bank account number
- Your date of birth
- Your ATM pin number
- Your tax identification number or Social Security number
Here is a step-by-step process on how to sign up for a Chemical Bank online banking account:
- Go to the TCF home page
- In the login section click on “sign up now”.
- Enter the details as requested and click “submit”.
- Read the online banking terms and conditions and click “accept”.
- Once the bank verifies your details, your online banking account will be activated and you can now log in with your new username and password.
5. Chemical Bank Online Account
Chemical Bank customers share a common online banking platform with TCF Bank. Some of the advantages this digital banking service offers its users are:
- Chemical Bank’s online account is free and easy to open and operate.
- No more standing in bank lines to pay your bills as you can do this electronically.
- Offers convenience as you can access your account anytime, anywhere
- 24/7 access to customer service even at night or during holidays beyond the Chemical Bank’s operating hours
- Fast and efficient as your funds are transferred instantly
- Cost-effective as electronic banking minimizes the use of costly envelopes, stamps and numerous trips to the bank.
The bank’s online banking platform can also be accessed from the TCF Bank mobile application available on the App Store on your cell phone.
6. Chemical Bench Review
Chemical Bank was a Detroit-based banking organization that aimed to help its customers realize their financial dreams. In 2019, the bank completed its $3.6 billion merger with TCF Financial Corp.
Today, Chemical Bank has been rebranded TCF Bank, and the two banks share a common online banking platform. The Chemical Bank mobile app is also similar to TCF’s mobile app.
Chemical Bank customers continue to enjoy the same banking commitment, and excellent service they have long enjoyed even before the merger, as the union of the two banks enhanced the bank’s ability to serve its customers. Chemical Bank’s customers also continue to deposit at its branches, although more changes are expected in the coming years.
TCF Bank’s merger with Chemical Bank has also allowed Chemical Bank to expand its reach. Prior to the merger, Chemical Bank had 187 branches, but today TCF Bank has 526 locations primarily in Michigan, Illinois, Minnesota, Colorado, Arizona, Ohio, Indiana, Wisconsin and South Dakota.
Chemical Bank was already a top-tier bank in Midland, and now with its merger with TCF Bank, it is even stronger as it has more assets. The merger has also improved the bank’s ability to provide quality services to its customers. The merger also retained the careers of Chemical Bank’s former employees, allowing for a smooth transition between the two financial institutions.
TCF in line with Chemical Bank’s values is big on ensuring that its customers are financially savvy. The bank has some educational resources for its customers that enable them to make informed financial decisions. One such program is the bank’s online financial fitness program that is designed for customers who want to learn the best way to manage their money.
The bank is also committed to empowering the minority in its communities. The bank’s Heart and Home Program supports moderate-income homebuyers, while the TCF Foundation supports charities in the United States. The Teens TCF Financial Scholars Program offers financial courses to high school students. The program consists of six to eight hours of classroom-based education sessions that are combined with an online learning platform.
In conclusion, Chemical Bank’s banking customers are offered a variety of financial services suited to their financial needs. The bank’s recent merger with TCF Bank has made it one of the leading banks in the United States, allowing its customers to enjoy more substantial retail and commercial banking services. One of these services is the bank’s electronic banking service that has made banking for Chemical Bank customers flexible and convenient.
Amy Fischer - Born and lives in Israel. Despite the fact that she is still young, she is a very experienced specialist who is well versed in economics and banking. Also in her spare time Amy shares her experience and interesting news with the readers of Bank Login Lab.