Umpqua Bank Review

In 1953, in a town called Canyonville, Oregon, USA, due to the inconveniences that the employees of a small timber business faced when trying to cash their paycheck, the citizens of Canyonville opened a bank for themselves. Before that, this small town had erected a grocery store, a school, a church, and finally, it was time to build a bank. 

Umpqua bank is a subsidiary of the Umpqua holding corporation. It is tough to find an organization that has expanded over the years, yet they still remember and abide by their values. Umpqua bank is a good example. Because they were first opened as a community bank, their services were concentrated on getting to know their customers rather than being driven by the largeness of a customer’s account. 

A lot of banks that we find around town show little or no empathy to their customers, especially to those that they perceive to have “little money” in their bank accounts. However, Umpqua bank is a direct opposite of them all. This bank treats all its customers like close buddies while still performing their duty. They prioritize giving financial advice to their customers and take care to learn and help their customers to manage their money. I hope you will not be surprised if you visit Umpqua bank, and on your second visit, one of their employees call you by your name. They remember their customers like that.

Like many other banks, Umpqua bank offers 24 hours online banking, but of course, you have to open an account with them first. Later on in this article, I will tell you in detail the services they offer in their online banking. 

Umpqua Bank offers its services to both individuals and Non-Governmental Organizations (NGO’s). They have a lot of branches, but they are headquartered in Portland, Oregon. They started with just six employees and startup capital of $50,000. Now, they are number 72 on the list of the largest banks in the United States of America, a list that was last updated on March 31th, 2020.

This article will give a review of how this bank operates, how to enroll, how to carry out Umpqua bank login, and how to reset your password. Let’s get started, shall we?

How to login to Umpqua bank

If you are trying to carry out an Umpqua bank online login, it is safe to assume that you’ve already opened an account in the bank. There’s certainly no way you can log in to carry out a financial transaction if you don’t have an active account in Umpqua bank.  But if you do, in a minute, I will tell you how to login to Umpqua’s online platform and carry out a transaction. Remember, you need to have a steady internet connection to be able to carry out the steps below.

1. Type https://www.umpquabank.com/ in your web browser or open the app if you already have it installed on your phone.
2. When it has finished loading, click “Login.”
3. Select the type of your account; this can either be a business, personal or mortgage account.
4. Enter your login ID. If you don’t have an account with Umpqua, you won’t go past this stage.
5. Click on “Login”
6. Type in your password.
7. Click “Submit,” and you can carry out any transaction at this point.

How to reset your Umpqua password

If perchance you lost or have forgotten your Umpqua account password, do not panic. As long as you remember your User ID, there is a process to help you reset your password, and hopefully, you won’t lose it again. Here are the steps you can take to reset your Umpqua password.

1. Open https://www.umpquabank.com/ 
2. Click on “Login”
3. Click on the type of your account.
4. Click on “Forgot password.”
5. Click on “Click here.”
6. Enter your Login ID
7. Click on “submit.” After this, you will be redirected to the page with instructions on how to reset your password. They will ask you to type in your new password twice, and then you have a new password for yourself. Try not to lose this one.

How to enroll in Umpqua bank

The primary advantage of carrying out online bank transactions is to prevent oneself from wasting valuable time on queues that are usually found in banks. Umpqua bank is not any different; however, to ensure the maximum satisfaction of their customers, they opened an online platform for their customers. 

The steps that will help you to carry out an Umpqua bank sign in successfully will be listed below. 

1. Go to Umpqua bank’s home page.
2. Click on “Login”
3. You will see a statement that reads: “Haven’t signed up for Umpqua banking? Start here.” Click on “Start here”.
4. Choose the account you need and  click on “Go here.”
5. You will be asked to enter your Social Security Number (SSN), account number, account type, date of birth.
6. After you have typed in the necessary details, click “Continue.”
7. Congratulations, you have successfully enrolled in Umpqua online banking and saved yourself the stress of going to their physical location to carry out your financial transaction.

Transactions that can be carried out in the Umpqua online banking platform

Umpqua bank launched its online platform to help lessen stress on both their customers and their workers, all in a bid to keep everyone happy. This people’s bank offers 24-hours service across the globe on their online platform. You can pay your bills, check your balance, carry out transfers, and above all, you can monitor all the activities that are going on in your account through alerts.  Remember, to access this platform you have to have your Umpqua bank personal login details. 

Umpqua bank review

From its launch in 1953 to date, Umpqua bank has impressively increased to over 350 branches in five states in the US. They have over $30 billion worth of assets. 

Umpqua Bank offers a variety of accounts to suit the needs of all its customers. It has six different types of checking accounts and six types of savings accounts with a monthly service charge that ranges from $0 – $20. They also offer up to four loan options that range from first-time home buyers to FHA loans, etc., and three credit card options. 

Above all, they offer good customer service and make time to listen to customer’s feedback. To crown it all, they offer coffee and cookies to their customers. 

In conclusion, Umpqua bank truly merits the awards of “One of America’s Best Banks” and “Oregon’s Most Admired Financial Services Company,” which it received from Forbes and  Portland Business Journal, respectively.